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Houses For Sale Swindon

Are you looking for your dream home in Swindon? Do you need a reliable and reputable estate agent with local knowledge? Here at Miles Byron, we are experienced estate agents committed to helping both previous and first time buyers find the perfect property to suit their needs and requirements.

With over 20 years of experience working in real estate, our team have built up a reputation for providing our clients in Swindon and nearby areas of the South West with incredible homes at fair prices. That is why we should be your first choice when it comes to finding houses for sale, Swindon. Check out our current listings below!

Looking for a Home in Swindon?

Whether you’re local to the area or you’re looking for a home in a brand new location, Swindon is a town full of attractive prospects. A wonderfully modern town situated in South West England, Swindon is home to a variety of things to do and see. Situated on the M4 corridor, locations such as Reading, London, Bath, Bristol, and Wales are within easy reach, providing easy access to travel networks.

There is also no shortage of things to do to keep yourself entertained, with Swindon playing host to a range of attractions for a variety of age groups. Whether you want to spend an evening at the theatre, ice rink, museum, or one of the many local restaurants boasting a plethora of different foods from around the world, there’s always something to do.

Homes for First Time Buyers

There’s never been a better time for a first time buyer to get themselves onto the property ladder. However, the prospect of finding your first home can be a daunting one. Luckily for you, our team at Miles Byron have all the need to know tips and knowledge to streamline the process. Here’s our advice to first time buyers:

Understanding a Mortgage

An agreement between you and a lender – typically a bank – a mortgage can be taken out on both property and land. To get a mortgage, you will need to have good credit and have at least 5% of the value for your home saved to act as a deposit, though the more you save the better your chances of securing your mortgage and will provide a lower interest rate on repayments. These loans can be taken out at a 25 year repayment plan but can be offered for a longer or shorter term depending on your financial situation.

Consider Additional Costs

It’s all well and good securing your deposit for your mortgage, but don’t forget about the additional costs that naturally come with the territory of moving home. These can include costs linked to removals, surveys, valuation fees, solicitor costs, home insurance, and furnishings and decor for the move. The last thing you want is to delay your move-in date due to being unprepared for these additional costs. Some advice we can offer is opening a savings account with your bank that is separate from your deposit to make sure any moving costs are covered.

Help for First Time Buyers

The first step to securing your new home is to save for your deposit, which is easier said than done depending on your financial situation. All is not lost, however, as there are many government schemes available in the UK to specifically help first time buyers get their foot on the property ladder. Some of these schemes include:

Help to Buy ISA: Though this scheme has sadly been discontinued, if you opened a help to buy isa prior to November 2019, you can still use it to purchase your first home if done so before December 2030. Limited to saving £200 a month, this isa offers you a 25% bonus on your savings.

Lifetime Individual Savings Account (LISA): You can use your LISA to purchase your first home for a property costing £450,000 or less and the account can be opened as long as you are between the ages of 18 and 39. Up to £4,000 a year can be put into your LISA and the government will put up to a 25% deposit to your savings.

Help to Buy Equity Loan: Designed for first time buyers looking to purchase ‘new build homes’, you will need a 5% deposit for this equity loan and can borrow up to 20% of the purchase price as an equity loan. Those who choose this option will not pay interest on their equity loan for the first 5 years.

Why Choose Miles Byron for Home Finders Swindon?

Here at Miles Byron, we have many years of experience helping buyers find properties matching their specific requirements. Whether you’re looking for a double garage, a flat, a multi-bedroom detached house, or only bungalows, we’re committed to finding you exactly what you need. We’re always on the lookout for more properties to showcase, so if you’re looking for homes for sale in Swindon, make sure you come to us first!

Our Swindon sales are highly sought after so don’t delay! Whether you’re taking your first step onto the property ladder, or you’re an experienced home buyer looking for a home in Swindon and the surrounding areas, including Swindon town centre, North Swindon, and Gloucestershire, we’re guaranteed to have the perfect property for you!

Contact Us Today for More Information!

If you want to make the right decision when it comes to finding a home, make sure you get in touch with our team at Miles Byron today! We’re here to help, whether you’re looking for advice or guidance, or wish to enquire about our current properties, we can’t wait to hear from you. In addition to Swindon, we also offer our estate agent services in Gloucestershire.

Looking for some of our other services? We also provide a range of help to home sellers, including a FREE agent valuation from an experienced appointed representative who is located within close proximity of your property, as well as sold house prices provided from other homes in the area. For your FREE valuation, contact us today!

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